Recreational Vehicle Insurance

Recreational vehicles do more than just carry you from one place to another; they transport you with an eye toward maximum fun and/or comfort along the way. Just because some of these vehicles are associated with playtime, that doesn't mean they don't need the same insurance protection as any other piece of expensive property you own. In fact, they may need more insurance since they also create a potential for liabilities.

Liability Insurance for Recreational Vehicles

Your recreational vehicle is, just like an automobile, a moving vehicle that can cause bodily injury and property damage to others. In order to help pay for any damage you inadvertently inflict, you should secure liability insurance. This policy can also help cover the cost of environmental cleanup after an accident that causes the spillage of a toxic chemical or other pollutant.

Liability coverage will have limits that work on both a per-incident and per-policy basis. They may also have a deductible that requires an out-of-pocket contribution for each incident or year.

Property Coverage

After you've considered the potential liabilities you are exposed to while operating a recreational vehicle, it's time to secure coverage for the value of the vehicle itself. Recreational vehicle coverage can include financial compensation in the event of physical damage, vandalism, theft and collision. In addition, your policy may allow for reimbursement of personal effects stored on a vehicle such as an RV, boat or snowmobile.

In some cases, you may want to consider adding specialized coverage for additional risks including the loss or damage of awnings, glass, personal property and custom equipment. If you have an RV that you live in part or full time, you may need extended protection so be sure to discuss that with your agent.

Why Compass?
Our clients are not just a number in a phone queue.  We understand that RV's, motorhomes and travel trailers can vary greatly in quality, features, cost and usage.  If you ever have a problem with an RV claim, a bill or just need some advice, you will know the people that service your account on a first name basis.  You can call, email or text us, or even come in and sit across the desk from us and have a face-to-face conversation.  We are dedicated people who have many years of experience helping people just like you.  Unlike the constant turnover that occurs in huge call centers, we'll be around when you need us.  What's more, we're not a one-size-fits-all solution.  We represent you, the client, to a variety of RV insurance companies, not the other way around.  In doing so, we will always be able to find you the right coverage at a competitive price - both now and in the future.

Give us a call at (419)207-1111!
We're your #1 source for RV, motorhome and travel trailer insurance in Apple Creek, Ashland, Bellville, Burbank, Butler, Congress, Crestline, Creston, Dalton, Doylestown, Fitchville, Glenmont, Greenwich, Hayesville, Homerville, Jeromesville, Lakeville, Lexington, Lodi, Loudonville, Lucas, Mansfield, Marshallville, Millersburg, Nankin, New London, Nova, Olivesburg, Orrville, Perrysville, Plymouth, Polk, Rittman, Savannah, Shelby, Shreve, Smithville, Spencer, Sullivan, Wellington, West Salem, Wooster and all of Ohio.

Looking for other lines of insurance as well?
Package your motorhome insurance with an auto, motor club, homeowner, condominium, renters, flood, umbrella, motorcycle, boat, farm, business or life insurance policy.